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Homes for sale in Columbia, SC: Five important steps to take before you buy

Find your dream home in Columbia, SC

“Don’t buy this home.”

It’s not exactly what you’d expect a real estate agent to say.

But when working with a buyer’s agent who’s looking out for your best interests, it may be exactly what you need to hear.

When you’re looking to make the biggest purchase of your life, having a buyer’s agent by your side – one who is experienced enough to see red flags – can save you thousands of dollars.  These knowledgeable experts can see beyond fresh paint and new carpet, which can be band-aids for hidden problems, to find a house that matches your lifestyle and day-to-day needs.

The Five Steps Every Home Buyer Should Take

Perhaps you’ve already started your home search online, seen lots of pretty pictures of homes and perused virtual tours...

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Opting for New Home Construction

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Keller Williams has provided some great resources for home buyers. Here is one of my favorites on building a home.

Whether to buy an existing home or have one built is yet another decision to make during the home-buying process. If you decide to go with new construction, a real estate agent can be a powerful advocate in your corner as you negotiate upgrades, a move-in date and other terms with the home builder. Below are some basic pointers to prepare you for the journey ahead.

Selecting a builder

Shopping for a large production or custom home builder can be a daunting task. Start by defining what architectural styles appeal to you and then seek out the builders in your area who offer those styles. Due diligence is essential...

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Deciding How Much House You Can Afford

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Keller Williams has provided some awesome resources for home buyers. Here is one of my favorites on practical finances.

Your lender decides what you can borrow but you decide what you can afford.

Lenders are careful, but they make qualification decisions based on averages and formulas. They won’t understand the nuances of your lifestyle and spending patterns quite as well as you do. So, leave a little room for the unexpected – for all the new opportunities your home will give you to spend money, from furnishings, to landscaping, to repairs.

Historically, banks use a ratio called 28/36 to decide how much borrowers could borrow...

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Eight Steps to Buying Your Home

Find your dream home in Columbia, SC

Keller Williams has provided some awesome resources for home buyers. Here is one of my favorites on buying a home.

1. Decide to buy.

Although there are many good reasons for you to buy a home, wealth building ranks among the top of the list. We call home ownership the best “accidental investment” most people ever make. But, we believe when it is done right, home ownership becomes an “intentional investment” that lays the foundation for a life of financial security and personal choice. There are solid financial reasons to support your decision to buy a home, and, among these, equity buildup, value appreciation, and tax benefits stand out.

Base your decision to buy on facts, not fears.

  1. If you are paying rent, you very likely can afford to buy
  2. There is never a wrong time to buy the ...
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